Generates revenue primarily from finance income on non-bank business lending and discounting of post-dated checks, largely tied to residential real-estate financing. It also earns limited finance income from investments in debt instruments.
Geographic Exposure
Israel100%
Revenue Drivers
Customer credit portfolio income
Interest and fees from business credit and post-dated check financing
CORE99.16%
Private bond investment income
Interest income from a privately issued bond backed by loan portfolio
PERIPHERAL1.27%
Tradable corporate bond income
Income and gains from a tradable corporate bond portfolio
PERIPHERAL0.04%
End Markets
Real-estate developers
Large companies
Mid-sized businesses
Specializations
IFRS 9 expected credit loss (ECL) modelingAML/KYC customer identification and reportingISO 27001:2022 information security managementCredit committee governance and approval processCollateral appraisals and valuation reviewsPrime-rate linked pricing+1 more
