Earns discount commissions and interest by financing small and medium businesses against post-dated and self-drawn cheques and other collateral, and by lending against pledged real estate, with additional teller and card-clearing fees.
Geographic Exposure
IsraelN/A
Revenue Drivers
Deferred cheque discounting finance
Discounts deferred and self-drawn notes and lends against vehicle and property collateral
CORE91.5%
Property-secured mortgage lending
Short and medium-term loans to private and business borrowers against pledged property
PERIPHERAL8.3%
End Markets
Small and medium-sized businesses and sole traders
Property developers and building contractors
Construction trades and infrastructure firms
Private individuals borrowing against property
Transport, logistics, retail and industrial firms
Importers and exporters using currency services
Specializations
Holder-in-due-course standing on discounted chequesIn-house underwriting using proprietary client and drawer databasesUnderwriting small businesses without additional collateralReal-estate project and development financeUrban-renewal project investmentBalloon and amortising mortgage structures+2 more
