Earns interest, fixed merchant subscription fees and transaction commissions, and proceeds from true-sale loan disposals, by financing consumer purchases at merchant checkout through its own underwriting and payment platform.
Geographic Exposure
IsraelN/A
Revenue Drivers
Point-of-sale consumer credit provision
underwrites, funds and services instalment loans arranged at merchant checkout
CORE100%
End Markets
Merchants operating points of sale
Household consumer borrowers
Dental practices
Aesthetic and plastic surgery providers
Professional equipment vendors
Banks and institutional loan purchasers
Specializations
Digital underwriting algorithms drawing on the central-bank credit-data registerTrue-sale loan assignment modelFraud prevention and know-your-customer screeningSubsidised and balloon financing tracksAutomated merchant onboarding with obligo limitsPermanent extended-credit licences held in the group+1 more
