Earns net interest income by intermediating between depositors and borrowers, alongside commissions from capital-market activity, account and card services, and currency conversion and trade transactions.
Geographic Exposure
Israel100%
Revenue Drivers
Deposit taking and funding
Gathers customer deposits and earns the funding margin on them.
CORE36.1%
Credit granting
Extends credit to households and businesses, with related credit handling fees.
CORE30.5%
Capital-market and securities services
Securities and derivatives execution, fund distribution, institutional custody and trusteeship.
SIGNIFICANT14.8%
Financial management and nostro investment
Trading, nostro portfolio investment and asset-liability management for the group.
PERIPHERAL9%
Currency conversion and trade services
Currency conversion and cross-border trade transaction services for customers.
PERIPHERAL3.8%
Account management services
Running customer current accounts and day-to-day banking services.
PERIPHERAL2.7%
Payment card services
Marketing and operating payment cards held by the bank's customers.
PERIPHERAL2.1%
End Markets
Households
Private banking clients
Micro and small businesses
Medium and large corporates
Institutional bodies
Capital market participants
Specializations
Dedicated banking for the teaching professionBranches serving defence-system employees and retireesBranches serving the religious and ultra-Orthodox sectorPrivate bankingDigital branch bankingNostro portfolio and liquidity risk management+1 more
