Earns merchant fees for clearing card transactions, issuer, service and transaction fees for operating payment cards, and net interest on credit extended to cardholders and merchants.
Geographic Exposure
IsraelN/A
Revenue Drivers
Merchant acquiring and settlement
Clearing payment card transactions for merchants and settling their proceeds.
CORE41.9%
Payment card issuing and cardholder services
Issuing and operating payment cards, earning issuer, service and transaction fees.
CORE29.7%
Consumer and commercial credit extension
Lending to cardholders and merchants through loans, card credit and financing.
CORE28.4%
End Markets
Private Cardholders
Merchants
Small Businesses and Self-Employed
Commercial Borrowers
Specializations
Non-bank credit card issuingCo-branded customer club card programmesCredit scoring and internal risk-rating underwriting modelsPremium card benefit and loyalty point programmesMerchant reconciliation and expense management servicesPurchase factoring and receivables discounting+1 more
