Generates revenue from credit card issuance and ongoing cardholder operations, including consumer credit products. Also earns fees and financing income from merchant acquiring/clearing and business financing and payment solutions.
Geographic Exposure
IsraelN/A
Revenue Drivers
Merchant acquiring and business finance
Merchant acquiring/clearing services and financing solutions for business customers.
CORE60.4%
Consumer card issuance and credit
Card issuance/operations and consumer credit products for individual cardholders.
CORE39.6%
End Markets
Individual consumers and cardholders
Merchants and SMEs
Corporate customers
Government entities and public-sector bodies
Specializations
EMV mobile acquiring application (PAYWARE)Payment request platform (Isracard360)Digital self-service platforms (websites, apps, IVR)SME digital payments platform (virtual POS, cash-flow management)MASAV connectivity for payments infrastructureGenAI and AI/ML for customer experience and efficiency+2 more
Activities
Issuing and operating payment cards
Merchant acquiring, clearing and settlement
Underwriting and managing consumer and commercial credit
